Diaspora Account

Bank like you never left

It's easy to open a UBA Diaspora Account abroad

UBA’s Diaspora Banking provides Nigerians living abroad with access to banking services through UBA Group’s product offerings. This service allows non-resident Nigerians to open and operate a UBA Nigeria account from anywhere in the world. Click here to open your account today!

Kindly note that UBA America does not provide Diaspora Banking Services and is not involved in the opening or maintaining of Diaspora Accounts. These services are provided exclusively by United Bank for Africa Plc (UBA Plc) and all enquiries and issues relating thereto should be directed to UBA Plc.

Customers can open a Diaspora Savings account, available in Naira, or a Diaspora Domiciliary account, available in Euros, GBP, and USD.*

*Customers with both Naira & Domiciliary accounts can request a dual currency debit card, available in Naira/USD.

*The interest rate for Diaspora Naira Savings is 1.15% while Diaspora Domiciliary is 0.1%.


Get started

Below are the steps and requirements to open a Diaspora account.
How to open:
Required Documents

Bank with ease

Internet Banking

Our internet banking platform gives you access to your funds and allows you to perform banking transactions safely and securely from anywhere in the world.


To register for internet banking, complete and send Internet Banking and Indemnity forms to diasporasupport@ubagroup.com

Debit Cards

UBA Debit Cards are accepted at over 30 million merchant locations and can be used at over 3 million ATMs worldwide. Customers have the option to request MasterCard or Visa Card Naira or Dollar denominated cards.


BVN Registration

The Bank Verification Number (BVN) is an 11-digit unique identity for each individual across the Nigerian Banking industry. The BVN ensures you can engage securely in transactions at any Point of Banking operations in Nigeria.

Enroll for your BVN at appointed enrolment locations abroad.

See enrollment centers here

To submit forms and make further enquiries, please send an email to our Diaspora Banking team at diasporasupport@ubagroup.com


The Diaspora Banking Account is a platform that allows Nigerians living and working outside the country to maintain transactional accounts and perform domestic and foreign transfers through their accounts with UBA. The Diaspora Banking Account is a platform that allows Nigerians living and working outside the country to maintain transactional accounts and perform domestic and foreign transfers through their accounts with UBA.

All Nigerians/Africans 18 years or older living legitimately in foreign countries are welcome to open Diaspora accounts.

Diaspora accounts can be opened online by clicking here: https://aop.ubagroup.com/SignUpProcess/step2disapora.

– Duly Completed Diaspora Account Opening Form
– Means of Identification (Valid Nigerian International passport/driver’s license/resident permit/work permit or foreign passport with Nigerian place of birth/country of origin backed with any form of Nigerian ID even if expired)
– Proof of address (utility bill for the last two months or bank statement for the last six months)
– Proof of source of funds (recent pay slip/work id/letter of reference from current bankers/ business registration documents if self-employed)
– 1 recent passport photograph (for joint account holders, one recent passport for each signatory)

These services and e-channels are accessible to Diaspora account holders:
Debit Card Services: MasterCard and Visa Card (FCY and Naira denominated)
Electronic Channels: Internet banking, Mobile banking or Leo

Customers with a Naira and an FCY account can request for a Dual Visa Card, which enables linking both accounts to one card.

There is no minimum opening balance for a Diaspora account.

The interest rate for Diaspora Naira Savings is 1.15% while Diaspora Domiciliary is 0.1%

i. Transfer funds from your foreign bank account to your UBA diaspora accounts using swift codes. Click here to see transfer codes.
ii. Deposit checks or cash into Diaspora Naira Savings account and cash (foreign currency) into Diaspora Domiciliary account at any UBA Branch in Nigeria.
iii. Send money directly into UBA Naira Savings account using our money transfer partners. See money transfer partners.

At this time, UBA does not offer diaspora credit cards.

No, please. This service is limited to only individual account holders.

Customers will be charged N4 and its equivalent in other currencies for transactions.

i) Customers can download the internet banking enrollment forms from the UBA Group website.
ii) Submit the filled forms to diasporasupport@ubagroup.com.
iii) The login details (which include the username and password) will be received via the customer’s registered email address for confidentiality.

i) Customer fills the debit card/token and indemnity forms.
ii) Token costs N2,500.
iii) Naira Debit Card issuance fee is N1,075 (VAT inclusive) with subsequent quarterly maintenance fee of N53.75.
iv) Dollar Debit Card costs N1,075 or equivalent in Dollars and an annual maintenance fee of $10 or its equivalent in other currencies will be charged.
v) Courier charge varies with location and the cost will be debited from customer’s account.
vi) All documents alongside the forms should be sent to diasporasupport@ubagroup.com.

i) Customer fills the debit card/token and third-party indemnity forms.
ii) All documents alongside the form should be sent to diasporasupport@ubagroup.com.
iii) This third-party customer visits the selected Branch with a valid ID card to pick up the token/debit card.

UBA Secure Pass is an alternative to the token which can be downloaded from the application store, which is used in authorizing transactions and identifying management on UBA’s electronic channels such as Internet Banking, Mobile Banking and Leo, which require authorization of transactions.

The secure pass is free.

The customer completes the mandate form and provides the intended signatory’s BVN, passport photograph, and valid means of identification.

Yes, local cheques and dividend warrants can be lodged into the customer’s account through any of the bank branches in Nigeria