Leadership

Sola Yomi-Ajayi

Sola Yomi-Ajayi is a highly experienced banker with over 25 years of banking experience managing corporate and institutional relationships with significant experience in structured lending, transaction banking, risk management, financial inclusion, correspondent banking, and operations. Currently the CEO of UBA America with responsibility for growing the UBA franchise in North America, Sola is responsible for strategy formulation oversight for various business groups at UBA such as Global Financial Institutions (GFI), Embassies, Multilateral, and Development Organizations (EMDOs), and our Global Investor Services (GIS) teams. She leads the respective teams in the execution of corporate strategy and delivery of unique best-in-class financial solutions to UBA’s customers across these business segments.
Sola has a Bachelor of Arts degree from Obafemi Awolowo University, Ile-Ife, Nigeria, and an MBA from the Aberdeen Business School. She has attended leadership and executive programs at Harvard Business School and Judge Business School, University of Cambridge.
She is a Fellow of the UK-based Chartered Management Institute, a member of the board of trustees for the U.S.-based Institute of International Banking, and a member of the Sub-Saharan Africa Advisory Committee of the U.S. Export-Import Bank.

Michael Nwosu

Michael Nwosu supervises operations, IT, and service assurance as Chief Operating Officer for UBA America. He manages the day-to-day running of the bank’s operations, including supervisory support of the finance and resources departments.
Michael has been with UBA America since 2007 and with UBA Group since 2003. He previously served as Head, Risk Management at the company, and his experience cuts across operations, audit & internal control, risk management, and compliance. Michael holds a Bachelor’s Degree in Accounting from the University of Benin in Nigeria and is a member of the Nigerian Institute of Management.

Ernest Dio

As the Chief Risk and Compliance Officer of UBA America, Ernest Dio leads our risk enterprise in the anticipation, identification, control, mitigation, and management of all risks associated with the company.
Ernest has been with UBA America for over 13 years, during which time he’s served as Chief Operating Officer, Head of International Operations, and Head of Risk Management. He is a member of the Chartered Institute of Bankers and the Association of Certified Anti Money Laundering Specialists.
Ernest holds a Master of Science in Economics from Ambrose Alli University and a Bachelor of Science in Economics from the University of Jos.

Mark Schwartz

Mark Schwartz has over 25 years of experience in structured products, sales, and trading foreign exchange (FX), interest rates, and FX derivatives. As Head, Treasury for UBA America, Mark oversees all treasury services including demand deposit accounts, liquidity management solutions, FX services, payment services, and fixed/term deposit accounts.
Prior to joining UBA America, Mark was the Head of FX and IRD Sales for the Americas at Credit Agricole. He holds a Bachelor of Arts from Boston University.

Vibhuti Sharma

Vibhuti Sharma has over two decades of banking experience with senior leadership roles in commercial, corporate and investment banking. With experience across Asia, Africa, Europe and North America, he has a deep understanding of emerging and developed markets.
Vibhuti’s extensive cross-functional leadership experience in global business management, client coverage, transaction banking, risk management, structuring, and trade finance has helped him develop strong relationships with the largest public sector organizations, financial institutions, corporates, and foundations globally. He has managed significant global businesses and teams in a variety of roles.
Vibhuti is an alumnus of the Yale School of Management and University of Delhi, India. He holds a certification in Advanced Capital Markets from the New York Institute of Finance and has attended senior executive programs at INSEAD.